Citi Handlowy - Citigold

Superior Service Tailored to Your Individual Needs

Partner that helps you achieve your goals.

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Investment Advisory

Discover the benefits of personalized finance management. Our experts offer complex solutions and products that are tailored to your individual needs.

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Currency Solutions

Let the currencies work for you. For those who travel frequently, invest in currencies, earn in a foreign currency or benefit from the currency fluctuations, we offer our latest currency solutions.

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Global Banking

Your bank is wherever you are. No matter if you are a frequent traveler or a citizen of the world – thanks to Citi’s global footprint banking has no limits.

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Executive Lounge

With the Benefits and Privileges Card you will get access to Executive Lounges at airports, be able to enjoy peace of mind when traveling, be eligible for discounts at restaurants and merchants, or get a support on tax advisory and art banking.

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Your Team of Dedicated Experts

Support that you need. Whichever type of Citigold relationship you choose, you will be always assisted by your Personal Relationship Manager together with a team of Citi Handlowy’s best financial specialists.

Personal Account with No Maintenance Fee

Citigold is a prestigious current account where nearly all transactions (including domestic and global funds transfers, ATM withdrawals, standing orders and direct debits) are made free of charge online, in branch or via CitiPhone.

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Discover banking that helps you achieve your goals. Watch a short video presenting the world of Citigold.

To be able to enjoy the full experience of your Citigold relationship, you should maintain a monthly balance across your deposit and investment accounts held with us of a minimum of PLN 300,000.

The Investment Advisory is provided by the Bank only to those individuals who have entered into separate agreements for such services. The Investment Advisory service is provided by the bank only to units and shares in open investment funds for which the bank provides services regarding the acceptance of and passing on orders for purchase or sale (excluding the Regular Investment Plans and the Individual Pension Account).

Investment products offered by the Bank are not guaranteed by the State Treasury, the Bank Guarantee Fund (except for amounts receivable from Bank securities and dual currency investments covered by the statutory guarantee system pursuant to the Bank Guarantee Fund Act of December 14, 1994), nor by any other governmental institutions.

Investment products carry investment risk, including the possibility of loss of the invested capital. The past performance of investment funds, investment portfolios and the levels of stock market indices and foreign exchange rates as well as insurance capital funds, which affect returns on investment, are no guarantee of their future profits. Insurance and investment products are not a deposit, an obligation of and are not guaranteed/ underwritten by the Bank, nor by any of the subsidiaries or affiliates of Citigroup, except for those investment products that are issued or guaranteed/ underwritten by the Bank or a subsidiary or an affiliate of Citigroup. For investment products, capital protection and/or an interest guarantee scheme, if applicable, is the responsibility of the issuer of a given investment product.

Investment products are available only to the Citibank account holders and are not available to the U.S. citizens. The Dual Currency investment carries currency risk that results from the currency fluctuations. There is a risk that when exchanging your Investment Amount a currency exchange rate applied will be worse than the market rate and you will obtain the amount that will be lower than the Investment Amount. The bank does not provide the legal or tax advisory for its clients.


Refer a Citigold client and check out how you can get PLN 2,000.

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