Citi Handlowy - Citigold - Citigold personal account

Welcome Offer available for 40 persons who are not Citi Handlowy bank account clients; offer is subject to availability of the phone but it cannot last longer than till June 30, 2017.

Personal Relationship Manager

Your Personal Relationship Manager will assist you with every banking requirement that you may have.

Free of Charge Personal Account

Citigold is a prestigious current account where nearly all transactions (including domestic and global funds transfers, ATM withdrawals, standing orders and direct debits) are made free of charge online, in branch or via CitiPhone.

Foreign Currency Accounts

With our current accounts, you can hold a fee-free account in the following currencies: EUR, USD, GBP, CHF.

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Citigold clients get access to selected banking products on preferential terms:

Unique credit card proposition, mortgage loan or business account with free funds transfers.
Preferential currency exchange rates,
Free Investment Advisory
Structured Products
Attractive interest rates on deposits

Clients who maintain an average monthly account balance of a minimum of PLN 300,000 across all their accounts with us get a free of charge Citigold account.

The Investment Advisory, Structured Products and Dual Currency Investments are provided by the Bank only to those individuals who have entered into separate agreements for such services. The Investment Advisory service is provided by the bank only to units and shares in open investment funds for which the bank provides services regarding the acceptance of and passing on orders for purchase or sale (excluding the Regular Investment Plans and the Individual Pension Account).

Insurance and investment products offered by the Bank are not guaranteed by the State Treasury, the Bank Guarantee Fund (except for amounts receivable from Bank securities and dual currency investments covered by the statutory guarantee system pursuant to the Bank Guarantee Fund Act of December 14, 1994), nor by any other governmental institutions.

Investment products and investment-linked insurance products carry investment risk, including the possibility of loss of the invested capital. The past performance of investment funds, investment portfolios and the levels of stock market indices and foreign exchange rates as well as insurance capital funds, which affect returns on investment, are no guarantee of their future profits. Insurance and investment products are not a deposit, an obligation of and are not guaranteed/ underwritten by the Bank, nor by any of the subsidiaries or affiliates of Citigroup, except for those investment products that are issued or guaranteed/ underwritten by the Bank or a subsidiary or an affiliate of Citigroup. For investment products, capital protection and/or an interest guarantee scheme, if applicable, is the responsibility of the issuer of a given investment product.

The investment products are available only to the Citibank account holders and are not available to the U.S. citizens. The Dual Currency investment carries currency risk that results from the currency fluctuations. There is a risk that when exchanging your Investment Amount a currency exchange rate applied will be worse than the market rate and you will obtain the amount that will be lower than the Investment Amount. The bank does not provide the legal or tax advisory for its clients.


Refer a Citigold client and check out how you can get PLN 2,000.

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