Citi Handlowy - Currency account

Pay for your purchases and withdraw cash overseas

using your card with no currency charges – just link your debit card to your eligible currency in EUR, USD or GBP,

Withdraw cash from any ATM overseas with no Citi Handlowy fee

you don’t have to look for a Citi ATM or worry about additional costs.

loan repayment in chf

You can make free of charge payments in CHF towards your loan in Citibank Online if you are a Citi Priority, Citigold or Citigold Private Client account holder.

Are you planning a trip abroad? Link your debit card to a fee-free currency account and see how easy it is to pay with the card in the Eurozone countries, UK, U.S. or any other country across the globe!

Linking your debit card to a currency account:

  • Possibility of linking a debit card to an account in EUR, GBP, USD
  • Payments in EUR, GBP, USD without foreign currency conversion (cash withdrawals from ATM's, payments at commercial points of sale, online payments)
  • No commission fee for ATM withdrawals worldwide

This is an ideal solution for those who:

  • Want to enjoy the convenience of paying with a card linked to their account
  • Put safety first – in case of theft, you don’t lose cash
  • Prefer to use a card instead of fumbling through their wallet


When you get back from your trip, don’t forget to link your card to your PLN account again. You can do it on your own through Citibank Online or by calling CitiPhone. Your card will not be automatically switched to your PLN account.

Important! The amount of authorized transaction may differ from the amount of transaction and from the amount posted on your account.

Free of charge service that lets you transfer funds instantly from your Citi Handlowy account to other Citi accounts overseas:

money is available to use in the recipient’s accounts immediately after it has been sent
recipient doesn’t pay anything for the received money
now you can send up to 50,000 in PLN or currency equivalent via Citibank Online free of charge
CGT are available in more than 15 countries worldwide

If you transfer funds between accounts in two different currencies, you will be informed of the currency exchange rate to be applied before you submit the transfer order for completion.

This service lets you withdraw cash from your account in any Citi branch worldwide in the event when you lose your cash and cards while abroad.

The cash will be paid out to you in the local currency after you present your valid passport. You can withdraw no more than an equivalent of USD 1,000 (or USD 10,000 for Citigold and Citigold Private Client) – and the cash will be paid out from any of your Citi Handlowy accounts provided that there are sufficient funds in the account.

Personal accounts

Choose the account that matches your needs

Compare our accounts and see which credit card matches your needs best.

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