Attractive Interest Rates

Interest on T-Deposit is higher than on standard time deposits.


Possibility to save in more than one foreign currency,
You can choose the term of your deposit from 1 week up to 2 years.
Deposit amount from PLN 1,000

Worth knowing:

If you decide to break your deposit before it matures, you will lose the interest.
Deposit can be opened only via Citibank Online Electronic Banking Service or using your mobile phone via Citi Mobile.
Deposit is available only to Personal Account holders.

T-lokata is a fixed interest rate deposit. Deposit is available only in Citibank Online Electronic Banking Service.

The interest is calculated on a yearly basis.

from 1000 from 1000 from 500 from 500
CitiKonto Citi Priority/ Citigold/
Citigold Private Client
CitiKonto Citi Priority/ Citigold/
Citigold Private Client
1 week 0,15 0,20 0,05 0,10
1 month 0,15 0,20 0,10 0,15
3 months 0,20 0,30 0,15 0,20
6 months 0,20 0,30 0,20 0,30
12 months 0,25 0,30 0,30 0,40
24 months 0,50 0,75
Time Deposit

If you are a Citi Handlowy personal account holder, you can open time deposit

In Citibank Online Electronic Banking Service

  • Log in To Citibank Online Electronic Banking Service
  • Go to the Settings section – Time Deposit
  • Open an Time Deposit that you selected

Your Time Deposit will be activated immediately.

Over The Phone

If you have a Personal Account with us you can open the Time Deposit on the phone.

To arrange a call with our Advisor, please click the link below and fill out the form. Arrange a call with Advisor

Time deposits and savings accounts are available only to Citi Handlowy Personal Account holders. Aren’t you a Citi Handlowy account client yet? Check out our offer and choose the account that best fits your needs.

Learn more
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