Enjoy a maintenance fee-free Savings Account

You pay no account maintenance fee if you are personal account owner.

Deposit and withdraw cash easily

You can deposit and withdraw money any time without loss of interest.

Start saving from the first 1 PLN

You start saving from the first 1 zloty paid into the account and the interest accruals are automatically added to the principal.

Save in foreign currencies

You can save in PLN or in a foreign currency: EUR, USD, GBP.

Onilne access to your savings

You have 24/7 access to your money thanks to Citibank Online, Citi Mobile app for smartphones.

First cash withdrawal and funds transfer free of charge

The first cash withdrawal, internal funds transfer in any currency, and domestic funds transfer in PLN each month is free of charge. Otherwise, a fee according to the Banking Fees and Charges Table shall apply.

Your savings are safe

Your savings are safe with us thanks to the guarantee provided by the Bank’s Guarantee Fund.

PLN Savings Account Interest Rates for Citigold/Citigold Private Client/Citi Priority Account holders

Maximum Interest Rate 0.8
The Maximum Interest Rate on your PLN Savings Account is added to the Basic Limit and in the event of exceeding this limit, to the Additional Limit.
Personal Account Type Citigold Private Client Citigold Citi Priority
Maximum Interest Rate Criteria

Maintain an average monthly balance of a minimum of PLN 200,000 across all your accounts held with the bank and active Customer Profile under the Terms and Conditions of Investment Products.

For joint accounts, at least one of the account co-owners should meet the above criteria.

Maintain an average monthly balance of a minimum of PLN 30,000 across all your accounts held with us.
Basic Limit: PLN 300.000 PLN 200.000 PLN 15.000
Additional Limit (surplus amount subject to the interest rate after the Basic Limit has been exceeded)

Equivalent of 50% of your current assets in Investment and Insurance Products at the end of the month for which the interest is accrued.

(Products according to the Terms and Conditions of the Bank’s Investment Products. Your current engagement in the Bank’s Products is stated in the ‘Portfolio Analysis’ Report according to the Terms and Conditions of the Bank’s Investment Products.)

The interest on the balance subject to the Maximum Interest Rate are paid out within 7 business days following the end of the calendar month to which it applies.
Basic Interest Rate 0,10

Interest Rate on Savings Account for CitiKonto Personal Account holders

PLN
0,10
Savings Account

If you are a Citi Handlowy personal account holder, you can open your Savings Account.

In Citibank Online

  • Log in To Citibank Online
  • Go to the Transfers section - Accounts
  • Open an account that you selected

Your account will be activated immediately.

Over the phone

If you have a Personal Account with us you can open the Savings Account on the phone.

To arrange a call with our Advisor, please click the link below and fill out the form. Arrange a call with Advisor


Time deposits and savings accounts are available only to Citi Handlowy Personal Account holders. Aren’t you a Citi Handlowy account client yet? Check out our offer and choose the account that best fits your needs.

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