Citi Handlowy - Small business - Products - De minimis guarantee


  • Success A guarantee is granted for up to PLN 3.5 MM and up to 60% of a working capital loan;
  • Success It enables an enterprise to apply for a loan which requires collateral;
  • Success It is subject to a fee payable to BGK - 0.5% of the guarantee amount.

Loans secured with de minimis guarantees enable you to:

  • access financing (working capital or investment loans) for businesses with short credit history or insufficient assets to secure a loan;
  • no pledge on your assets - the company may flexibly manage its resources.
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