Citi Handlowy - Savings products - Time deposit

You Know How Much You Will Earn

Fixed interest rate for the whole term of deposit.


You can choose the term of your deposit from 1 week up to 2 years.
If you decide to break the deposit before its maturity date, you will lose the interest.
Saving possibilities:
  • Minimum amount of deposit is 500 units of the selected currency,
  • You can open your deposit in one of the following currencies: PLN, USD and GBP.
Your savings are safe with us thanks to the guarantee provided by the Bank Guarantee Fund.
You can choose what will happen at maturity of your deposit: when you are opening your deposit you will be asked to choose one of the following 3 options at maturity of your deposit:
  • It can renew for the same term and the amount of the principal will be increased by the interest accrued;
  • It will renew for the same term and the interest accruals will be transferred to your current account;
  • Deposit together with the interest accruals will be transferred to your current account.

Interest rate is calculated on an annual basis.

Citigold, Citigold Private Client

from 500 from 500 from 500
1 week 0,15 0,05 0,10
1 month 0,15 0,10
3 months 0,25 0,15 0,20
6 months 0,25 0,20 0,30
12 months 0,25 0,30 0,40
24 months 0,60 - -

Citi Priority/CitiKonto

CitiKonto Citi Priority from 500
1 week 0,10 0,15 0,05 0,05
1 month 0,10 0,15 0,05 0,05
3 months 0,10 0,25 0,10 0,10
6 months 0,10 0,25 0,15 0,20
12 months 0,20 0,25 0,25 0,30
24 months 0,30 0,60 - -
Time Deposit

If you are a Citi Handlowy personal account holder, you can open time deposit

In Citibank Online

  • Log in To Citibank Online
  • Go to the Settings section – Time Deposit
  • Open an Time Deposit that you selected

Your Time Deposit will be activated immediately.

Over The Phone

If you have a Personal Account with us you can open the Time Deposit on the phone.

To arrange a call with our Advisor, please click the link below and fill out the form. Arrange a call with Advisor

Time deposits and savings accounts are available only to Citi Handlowy Personal Account holders. Aren’t you a Citi Handlowy account client yet? Check out our offer and choose the account that best fits your needs.

Learn more
Our websites use cookies to improve your user experience. In order to refuse to have them installed, please go to the browser settings. To learn more, click here.