To transfer cash and spread the transaction into installments, simply log in to Citibank Online, Click on Store and select the right offer:
The interest on the first payment is calculated from the moment the transaction is spread into the installment payments until the date of your first statement. Therefore, the amount of your first payment may be lower. The interest on your next payments is calculated on a monthly basis for the period between the dates of your statements.
The interest on the Additional Credit Limit is four times the lombard interest rate published by the National Bank of Poland and set by the Monetary Policy Council. The variable interest rate entails a risk of change, including the increase of your credit costs followed by the lombard interest rate increase. The amount of the lombard rate is published in daily press and on selected web portals.