Citi Handlowy - Credit Cards - Cash from Credit Card limit

Instant Transfer

The funds transfer from your credit card limit to any bank account of your choice is instant. Simply call CitiPhone and make the transfer.

Convenient Installments

You choose the amount that will be transferred to your bank account (up to your credit card limit). The minimum amount is PLN 500.00. You can repay the transaction in convenient installments.

Long Lending Period

You can match the number of installment payments to your possibilities. The repayment can be spread in up to 60 monthly installments!

No formalities

No income statement required.

To transfer cash and spread the transaction into installments, simply log in to Citibank Online, Click on Store and select the right offer:

  • Indicate what amount you want to transfer into your account (the minimum amount is PLN 500.00),
  • Set up the number of monthly repayments,
  • You will be informed about the amount of your monthly payments, interest charges and the fee for spreading the repayment into installments.


Representative example of Citibank Credit Card:

Effective interest rate (EIR) of (EIR) 12.65% p.a. with assumption: total loan amount of PLN 8700; total amount to be repaid PLN 9274.42, variable nominal interest of 10% p.a.; total cost of credit amounting to PLN 574.42, (including an annual fee of PLN 96 for the main card issuing and usage and interests in the amount of PLN 478.42), 12 monthly installments in the amount of PLN 772.87 - as of 01/03/2017.

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