on an individual basis: the total sum insured in the event of death is set on an individual basis, which allows the adjustment of coverage level e.g. up to the amount of your loan.
starting already from 1 year: option to purchase an insurance for a period of only 1 year.
basic agreement only with the risk of “death of the insured person” plus the Additional Insurances Program allowing the adaptation of the scope of coverage to your individual needs and expectations.
e.g. cancer, heart attack, stroke, multiple sclerosis, transplant of major organs, severe burns, as well as in the event of disability (within the framework of the Additional Insurances Program).
even PLN 100,000 without any additional charges; coverage for the event of death as a result of an accident is provided already as of the next day after the payment of the first insurance premium (provisional coverage).
also in the case of hospitalization or surgical procedure (within the framework of the Additional Insurances Program).
to the current life situation: possibility of increasing the sum insured, as well as of the premium amount in the case of e.g. marriage, childbirth.
the WartaNet application allows you to look up the terms of the agreement and e.g. scope of insurance, deadlines and amount of due premiums.
to report an event reporting online via website www.warta.pl.
around the clock and all over the wold
You determine the required coverage scope i.e. for which events you would like to insure yourself and your beloved ones.
You set the total sum insured i.e. the maximum amount which you may receive in case of a given event.
You indicate the term of insurance which is optimal for you, as long as it is not shorter than one year.
You choose the frequency of premium payments, which may be changed after each year of insurance policy.
You indicate any person you wish to be entitled to receive the benefit payment in case of death; in case of health problems it will be You who shall receive the benefit payment.
When deciding on coverage within the framework of the Additional Insurances Program you may ensure financial security for yourself or for your beloved ones in the following events:
Within the scope of an additional agreement of WARTA Medical Assistance, you may benefit from quick assistance in the event of Your, Your child’s or spouse’s sudden illness, and for example a doctor visit is required..
|Number of fatal road accidents in 2017, including 2,831 fatalities and 39,466 injured persons||32,760|
|% of deaths due to coronary disease||46%|
|Malignant tumor incidence among men in 2015||81,649|
|Malignant tumor incidence among women in 2015||81,632|
|Average monthly expenses of households with one child||3,400 zł|
|Average monthly disability pension for incapacity for work paid out by the Social Insurance Institution in 2016||1,616 zł|
Statistical data based on the data from the website of the Central Statistical Office of Poland [GUS], police, Social Insurance Institution [ZUS], National Cancer Register [KRN].
The Platinum Coverage Plus and the Additional Insurances Program — the Protection Plus Program are individual term life insurances (TUnŻ) of “WARTA” S.A. Details concerning the insurance, such as the rules of benefit payments, the limitation and waiver of liability of the Insurer are contained in the General Terms and Conditions of the Individual Term Life Insurance Platinum Coverage Plus, as well as in the General Terms and Conditions of the Additional Insurances Program — Protection Plus Program, available at the Citi Handlowy branches, as well as at www.warta.pl
An additional agreement within the scope of the Protection Plus Program is concluded on the basis of a separate application. The insured sum and premium by virtue of the additional insurances are determined individually.
The insurer may refuse to provide the benefits in the cases described in the General Terms and Conditions of the Individual Term Life Insurance Platinum Coverage Plus, as well as the General Terms and Conditions of Insurance Additional Insurances Program — Protection Plus Program, e.g. in the event that the insured person commits suicide within 2 years as of the date of the insurance agreement.
The Bank operates as an insurance agent performing agency activities for Towarzystwo Ubezpieczeń na Życie WARTA S.A. entered in the register of insurance agents kept by the Polish Financial Supervision Authority. The Customer may check the registration of the Bank in this registry by way of submitting a respective application to the Polish Financial Supervision Authority, in particular in writing or by phone. The Bank operates for many Insurers within the framework of the same insurance department — more information is available at the Bank, at the Customer’s request. The scope of Bank’s obligations includes in particular notifying Policyholders with respect to the terms and conditions of the insurance, as well as the rules of concluding the Agreement.
This material does not contain complete information and does not constitute an offer within the meaning of Article 66 of the Civil Code