• You will go through the entire process from home – from filling in your application to signing the agreement and obtaining the funds. You can either submit your application online on your own or leave your contact details – our relationship manager will call you to receive the application by phone.
• The credit approval can be issued as soon as one hour after the application was filled and only minimum formalities are required.
• To verify your income, we accept bank statements showing your salary, certificates issued by employers, etc. You can send the documents electronically. Clients who already have a credit product at Citi Handlowy may be allowed to go through the procedure even without income documents.
• A convenient way to sign the agreement from home – by telephone, online or by courier.
• Repayment in equal monthly installments. You select their number as appropriate for your needs and capabilities. You may choose 9 to 96 installments (or even 120 in the case of a consolidation loan).
• At any time, you may take additional funds or repay the entire amount earlier.
• With optional Safe Installments Insurance you can secure the repayment of your loan in case of death or temporary inability to work.

• Variable interest, from 6.47% (based on 3M WIBOR).
• Interest is calculated on the declining balance of the outstanding principal amount.
• Depending on the offer currently in force, the bank can charge a commission and a monthly operating fee of PLN 30.
• EIR: 10,60%

If you are our Client, log in to Citibank Online and check your offer. If you are a new Client, fill in the form and we will present a detailed offer prepared especially for you.