You can start making your dreams come true right away. Cash loan can be used for any purpose you want: your wedding arrangements, car purchase or dream holidays:

New car


Home renovation

Round-the-world trip

  • You will go through the entire process from home – from filling in your application to signing the agreement and obtaining the funds. You can either submit your application online on your own or leave your contact details – our relationship manager will call you to receive the application by phone.
  • The credit approval can be issued as soon as one hour after the application was filled and only minimum formalities are required.
  • To verify your income, we accept bank statements showing your salary, certificates issued by employers, etc. You can send the documents electronically. Clients who already have a credit product at Citi Handlowy may be allowed to go through the procedure even without income documents.
  • A convenient way to sign the agreement from home – by telephone, online or by courier.
  • Repayment in equal monthly installments. You select their number as appropriate for your needs and capabilities. You may choose 9 to 96 installments (or even 120 in the case of a consolidation loan).
  • At any time, you may take additional funds or repay the entire amount earlier.
  • With optional Safe Installments Insurance you can secure the repayment of your loan in case of death or temporary inability to work.

  • Variable interest, from 6.47% (based on 3M WIBOR).
  • Interest is calculated on the declining balance of the outstanding principal amount.
  • Depending on the offer currently in force, the bank can charge a commission and a monthly operating fee of PLN 30.
  • EIR: 10,60%

If you are our Client, log in to Citibank Online and check your offer. If you are a new Client, fill in the form and we will present a detailed offer prepared especially for you.

How to use it?

Fill out the form online

Step 1) Fill out the form
Step 2) Choose the loan amount and period
Step 3) Authenticate yourself
Step 4) Download the required documents
Step 5) Go through a credit analysis then accept the terms and conditions
Step 6) The cash is transferred to an accounts as indicated by you

Representative example for Cash Loan:

Acceptance or refusal of your loan application is subject to your credit check by Bank Handlowy w Warszawie S.A.
The material is for informational purposes and does not constitute an offer within the meaning of Article. 66 of the Civil Code.


Check Cash Loan online offer for new Clients. EIR: 9,32%

The websites of Bank Handlowy w Warszawie S.A. use cookies to ensure the best Citibank Online user experience and collect the data which allow us to optimize the use of our websites optimization and deliver the best marketing experience. If you do not want to install them, go to the settings section in your browser. click here to learn more.