You may use the loan to consolidate your debts:

loans from other banks

credit card debt

credit line debt

  • You will go through the entire process from home – from filling in your application to signing the agreement and obtaining the funds. To find out more about the loan, you may leave your contact details by filling in a short online form – our relationship manager will call you back and receive your credit application by telephone.
  • The credit approval can be issued as soon as one hour after the application was filled and only minimum formalities are required.
  • To verify your income, we accept bank statements showing your salary, certificates issued by employers, etc. You can send the documents electronically. Clients who already have a credit product at Citi Handlowy may be allowed to go through the procedure even without income documents.
  • Repayment in equal monthly installments. You select their number as appropriate for your needs and capabilities. You may select up to 120 installments.
  • At any time, you may take additional funds or repay the entire amount earlier.
  • With optional Safe Installments Insurance you can secure the repayment of your loan in case of death or temporary inability to work.

  • Variable interest, from 5.97% (based on 3M WIBOR).
  • Interest is calculated on the declining balance of the outstanding principal amount.
  • Depending on the offer currently in force, the bank can charge a commission and a monthly operating fee of PLN 30.
  • Effective interest rate of 10.67% p.a.

If you are our Client, log in to Citibank Online and check your offer.
If you are a new Client, fill in the form and we will present a detailed offer prepared especially for you.

How to use it

Step 1

You order a phone call with our consultant by filling out the Contact Form

Step 2

You set the loan conditions together. Than you submit a loan application form

Step 3

Once your loan application is accepted, you sign the loan agreement

Step 4

Disbursement of funds

Representative example for Cash Loan:



Acceptance or refusal of your loan application is subject to your credit check by Bank Handlowy w Warszawie S.A.
The material is for informational purposes and does not constitute an offer within the meaning of Article. 66 of the Civil Code.


Documents

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