You don’t need to take a cash loan to do what you have planned! Quick Cash (Pożyczka z Karty) is available right away, without any additional application forms. It is up to you how you use the funds:

Remont

Home renovation

NEWBORN BABY LAYETTE

NEWBORN BABY LAYETTE

Edukacja dzieci

Kid’s education

This solution can be useful in case you need cash for any purpose.

  • You transfer a selected amount within the unused credit card limit to your account.
  • Those borrowed funds can be available immediately (if you have an account with Citi Handlowy). And if you want them on an account at another bank we will send the transfer at once and the funds will land on your account within one working day.
  • You will repay the loan in equal monthly installments (“Comfort” Installment Plan). You select the number of installments (between 6 and 60) and their amount.
  • Installments are shown on your credit card statement and included in the required minimum payment amount.
  • The available credit limit is reduced by the borrowed amount. The limit will be renewed with every repayment made.
  • Installments do not limit the possibility to enjoy the interest-free period on your card. Interest is only charged on the amount of the Quick Cash (Pożyczka z Karty) and you may repay the other transactions entirely without any interest being charged on them
  • At any time, you may change the number of installments, take additional funds or repay the entire amount earlier.

  • Variable interest at 10% per annum.
  • Interest is calculated on the declining balance of the outstanding principal amount.
  • Depending on the offer currently in force, the bank can charge a commission for the opening of your “Comfort” Installment Plan and a monthly operating fee of PLN 30.

If you want to check your individual offer, log in to Citibank Online.


How to use it?


After login to Citi Mobile

Step 1) You log in to Citi Mobile.
Step 2) Choose the option: Quick Cash (Pożyczka z Karty).
Step 3) Choose the amount and number of installments.
Step 4) Chose which account you want to transfer funds to.
Step 5) You have to provide a one-time verification code which will be sent to your telephone number registered in the Bank (one-time verification code is not required when transferring funds to your Citi Handlowy account).
Step 6) You confirm the details and accept.

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After login to Citibank Online

Step 1) You log in to Citibank Online.
Step 2) Choose the option: Quick Cash (Pożyczka z Karty).
Step 3) Choose the amount and number of installments.
Step 4) Choose which account you want to transfer funds to.
Step 5) You have to provide a one-time verification code which will be sent to your telephone number registered in the Bank (one-time verification code is not required when transferring funds to your Citi Handlowy account).
Step 6) You confirm the details and accept.

By clicking on the link in the text message received from Citi Handlowy

Step 1) We send you a text message with a secure link to your offer, starting with: http://citi.me/PL
Step 2) After you click it, a personalized and safe website will open in your browser.
Step 3) Select the amount you want to borrow and the number of installments to be repaid.
Step 4) You may read information about the costs and a general description of the offer.
Step 5) Select the account (your own account at Citi Handlowy or a defined recipient) to which your transfer is to be sent.
Step 6) You receive a one-time authorization code (sent to a telephone number registered at the Bank).
Step 7) Enter the authorization code, confirm the data and accept.

Documents

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